Traditionally, banks have served as financial intermediaries, facilitating payment and transaction services for their customers while focusing largely on expanding their clientele base.

Globally, one in every four people, representing approximately 2.1 billion individuals, still lacks access to safely managed drinking water defined as water that is available on premises, accessible when needed and free from contamination. Although global coverage has risen to 74 percent, major disparities continue to persist, particularly among vulnerable and rural communities that face the greatest shortages.